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Payment Plans Sell higher-priced offers with payment plans that feel easier to say yes to.
Offer deposits, installments, pay-in-full options, and custom schedules directly inside your checkout without sending buyers through a third-party BNPL provider.
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Select your payment option
Coaching intensive
Flexible checkout example
Subtotal $6,000
Due Today:
$2,000
Flexible payment options
Give buyers more ways to commit.
Build payment choices around how your offer is sold. Add installments, deposits, pay-in-full discounts, and option-specific automations without rebuilding the checkout.
Payment plans for higher-ticket offers.
Let customers split a purchase into clear installments over the timeframe you choose.
3 payments of
$499
Deposits plus scheduled installments.
Collect an upfront deposit, then charge the remaining balance on the cadence that fits the offer.
$997 + 4 payments of
$397
Pay-in-full discounts without a workaround.
Present the installment path next to a discounted single payment so buyers can choose what fits.
3 payments of
$1,999
Save $1,000
Single payment of
$5,000
Trigger the right follow-up from the selected option.
Give pay-in-full buyers a bonus, send installment buyers into the right onboarding, or tag customers based on the payment choice they make.
- Start a bonus delivery workflow
- Apply tags by payment option
- Route buyers into plan-specific onboarding
- Pass purchase actions into connected tools
Billing automation
Keep installments moving without manual chasing.
Use billing events and payment recovery tools to follow up when an installment fails, a card is expiring, or a customer needs to update their payment method.
Automate reminders, retry logic, and customer update flows so payment plans can keep moving without turning every missed installment into support work.
See Billing AutomationHelpful payment-plan events
Keep follow-up focused around the moments that affect installment revenue.
- Failed installment
- Card expiring
- Upcoming payment
- Payment recovered
- Plan completed
Automatic failed payment recovery
Send reminders and let customers update their card before revenue sits open too long.
Revenue visibility
Track outstanding balances and scheduled payments so cash flow is easier to understand.
Payment plan management
Manage active plans after checkout.
Payment plans need more than a checkout option. Track progress, review payment history, handle missed installments, and make practical adjustments when a customer needs help completing the plan.
Core management actions
- Installment tracking Monitor progress across completed, upcoming, and missed payments.
- Schedule changes Adjust timing when a plan needs to move without rebuilding the sale.
- Early payoff Let customers complete a remaining balance when they are ready.
- Payment method updates Keep cards current through the dashboard or customer self-serve flows.
What you can keep an eye on
- Upcoming schedules
- Payment history
- Missed payments
- Revenue forecasting
If you're looking for a really powerful but easy to use checkout system, I think you can just stop looking right now and get Spiffy. It's that good.
Spiffy is the easiest software tool I've ever used, and it solves the complex checkout problem. Spiffy makes collecting payments super easy and fast. I use it for all of my clients.
Payment plan questions?
Need more detail before launching? Get in touch.
Can I combine a deposit with a payment plan?
What happens if an installment fails?
Can I set custom intervals and lengths?
Can customers change payment methods mid-plan?
Ask about Spiffy on
Make bigger purchases easier to commit to.
Offer deposits, installments, and pay-in-full options directly in checkout without sending buyers through a third-party BNPL provider.